#1 7-15-2017 5:34 PM

world-traveller123
JR
Thunder Bay, Canada
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Nomad
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hotels and Bank Cards

Can you pay for hotels in USA and CAnada with a Bank Card? interac or Cash
as it seems all only accept credit cards only?

 

#2 7-15-2017 6:11 PM

grandmar
RosalieAnn
Leonardtown, Maryland
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Re: hotels and Bank Cards

What is a Bank Card?  What is Interac?  (I know what cash is smile and they probably do not accept cash as they don't want the robbery liability. Although we tip the maids in cash)

Last edited by grandmar (7-15-2017 6:15 PM)

 

#3 7-15-2017 10:43 PM

sarahelaine
Sarah Elaine
Manchester, England
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Re: hotels and Bank Cards

Does the bank card carry a Visa debit logo? You can use a visa debit travel same way you use a visa credit card.

 

#4 7-15-2017 11:54 PM

hightide
Fay
Jakarta, Indonesia
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Re: hotels and Bank Cards

I'm not sure about Canada, but haven't had problems paying cash for hotels in USA. It is the incidentals that US hotels often only accept credit card (or debit/gift card with Visa/MC/Discover/Amex logo) for pre-authorisation. When I have a boatload of coins left, I request to pay part cash using the coins and charging the rest on a credit card.

Is interac the short for Inter-account transfers? -- I would think it's possible, especially for corporate bookings. However, I don't know whether hotels accept them on a personal stay.

 

#5 7-16-2017 4:53 AM

CMTinPHX
Christopher
Phoenix, Arizona
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Re: hotels and Bank Cards

Interac does not exist outside Canada.

As mentioned above, if a bank card has a Visa or MasterCard logo, you'll be fine. Otherwise do not expect the card to be accepted.

 

#6 7-16-2017 7:10 AM

grandmar
RosalieAnn
Leonardtown, Maryland
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Re: hotels and Bank Cards

So is what you call a Bank Card, what we would call a Debit Card?  Most of the debit cards I've seen look just like a credit card (with the Visa or MasterCard logo) except that someplace on them it says that they are a debit card.  I would expect those to be accepted

 

#7 7-16-2017 7:44 AM

shavy
Belinda
Belgium
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Wanderer
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Re: hotels and Bank Cards

I don't think debit card is acceptable - our debit card with Maestro logo is not acceptable in America, but withdrawing cash in ATM machine works

Debit card is also available with visa/master card logo- is what we called prepaid credit card and is worldwide acceptable.

Paying cash in hotels in USA yes is possible, I've done it a couple of times.

 

#8 7-16-2017 2:02 PM

hightide
Fay
Jakarta, Indonesia
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Nomad
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Re: hotels and Bank Cards

If you are loyal to a particular chain such as Hyatt, I suggest you buy gift cards for less than face value in advance and use them as your payment method.

 

#9 7-17-2017 1:45 AM

stefmuts
Stefanie
Neerpelt, Belgium
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Explorer
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Re: hotels and Bank Cards

grandmar wrote:

So is what you call a Bank Card, what we would call a Debit Card?

Yep thats the one!

If the Visa or MasterCard logo is on it it should work just fine

 

#10 7-17-2017 4:50 PM

CMTinPHX
Christopher
Phoenix, Arizona
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Re: hotels and Bank Cards

Keep in mind that there are (or can be) two separate payment needs by the hotel:

(1) The payment for the room upon check-in.
(2) The (possible) payment for incidentals or damage upon check-out.

Payment (1) can always be done via a debit card, but some chains will only accept a credit card, NOT a debit card, for Payment (2), since in-person debit card transactions often require the cardholder to enter their PIN. Also, a merchant can "pre-authorize" an amount on a credit card (but never actually bill it). This cannot be done (at least not easily) on a debit card.

A similar example is gas stations. You can always use a credit card at the pump, but many gas stations require debit card holders to pay at the cashier in advance. It's for the exact same reason: You cannot (easily) pre-authorize a debit card.

Hope that helps.

Last edited by CMTinPHX (7-17-2017 4:53 PM)

 

#11 Today 5:58 PM

neo_dare_devil
Kharlo
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Re: hotels and Bank Cards

world-traveller123 wrote:

Can you pay for hotels in USA and CAnada with a Bank Card? interac or Cash
as it seems all only accept credit cards only?

I have only used credit cards both with VISA and MASTER Card logo in Canada but I don't see any reason why hotels would not accept cash . I find it more convenient to use credit card because they will require it anyway for damage deposit purposes.

 

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